Owners and Encumbrance Report
The Owners and Encumbrance Report
“Ownership and encumbrance report” (O&E”) means information identifying the last recorded owner, legal description, and recorded deed of trust or mortgage of a particular real property address available from the public records. An ownership and encumbrance report does not include additional information, including but not limited to, judgments, tax liens or encumbrances other than a deed of trust or mortgage.
Below is a list of searches conducted for an O & E Report:
- Judgments
- State tax liens
- Bankruptcy
- Divorce
- Federal Tax Liens
- Ambulance Liens
- County Relief Liens
- Real Estate Taxes
- Mortgages
- Contract for Deed
- Mechanic Liens
- Indigent Counsel Liens
- Yankton Liens
- FINANCING STATEMENT
- Lis Pendens
- Levy of Attachment
- Writ of Attachment
Below is a list of items not searched:
- Restrictive Covenants
- Easements
- Encroachments
- Mineral Deeds
- License Agreements
- UCC Records
- RIPARIAN WATER RIGHTS
- Special Assessments
- Corner Records
- Navigability of Waters
- Parties in Possession
- Surveys
